Cosmetic Damage on Metal Roofs- Is Your Insurance Policy Up to the Task? 

The answer to whether your insurance will cover cosmetic damage to your metal roof isn't a straightforward yes or no. It largely depends on your specific insurance policy and the type of damage your roof has sustained. Most homeowners' insurance policies are designed to cover sudden and accidental damage that affects the functionality of your home, like hailstorms or fallen trees. 

5 Crucial Questions Farmers Should Ask Their Insurance Agent

When it comes to running a successful farm, it’s essential to prepare for the unexpected. That’s where insurance comes in. Whether it’s protecting your livestock, crops, or equipment, having the right insurance coverage can make a world of difference. But…

5 Rules Every Landlord Should Live By

people holding keys

I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…

Will my credit rating change my insurance rates?

family playing with daughter

I was recently asked this question by one of our Schmit Insurance Group clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of…

Call Email Claims Payments