Insurance can sometimes feel like navigating a maze of terms and conditions. One term you might have come across is “Limited Matching” coverage. You’re not alone if you’re wondering what it is and how it impacts your insurance. This blog…
The answer to whether your insurance will cover cosmetic damage to your metal roof isn't a straightforward yes or no. It largely depends on your specific insurance policy and the type of damage your roof has sustained. Most homeowners' insurance policies are designed to cover sudden and accidental damage that affects the functionality of your home, like hailstorms or fallen trees.
When it comes to insurance coverage for farmers, several types of policies are available to meet different needs. Here are some common types of coverage you should be aware of: These are just a few examples of the types of…
When it comes to running a successful farm, it’s essential to prepare for the unexpected. That’s where insurance comes in. Whether it’s protecting your livestock, crops, or equipment, having the right insurance coverage can make a world of difference. But…
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…
I was recently asked this question by one of our Schmit Insurance Group clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of…
Why do my auto insurance rates keep going up even though my car is getting older? At Schmit Insurance Group, many of our clients ask this question so I would like to address it from a couple of angles. First…