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Business Insurance

Business Insurance

Business insurance to protect your livelihood

At Schmit Insurance, we work with each client to determine their business insurance needs, then retrieve quotes from a multitude of top insurance companies to find great value.

When you upgrade to Schmit Insurance, you’ll get top-notch coverage and service from a dedicated, local professional. Contact us or request insurance quotes to get started.


General Liability Insurance
Commercial Auto Insurance
Commercial Property Insurance
Professional Liability Insurance
Worker’s Compensation Insurance
Excess Liability Insurance
And much more


Restaurants, Bars, & Foodservice
Contractors, & Construction
Auto Garages, & Dealers
Retail Stores
HVAC, Plumbing, & Electricians
And many more

Frequently asked questions

What type of commercial insurance coverage do I need?

The amount and types of coverage your business needs depends on the type of business and the size. Commercial insurance can be customized to provide specific coverage for your industry. For small businesses, a Business Owners Policy (BOP), which packages liability and property coverage together, may be a good fit.

Am I required to have a worker’s compensation policy?

If you have employees, the state of MN will require you to carry worker’s compensation coverage for them. If you are a sole proprietor or a partnership, it’s not legally required that you carry coverage on yourself. 

Let us find you better business insurance

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